Home / Investment Finances

Home loan application process can be confusing and complicate depending on your circumstances. Many things, even considered small, can derail your loan application. As qualified and accredited Credit Adviser, DreamHome Finance is committed to guiding you through the mortgage maze and helping you get your dream home sooner. We help wide range of clients, including employees, self-employed people, people with bad or no credit history, company and trust.

Click to view DreamHome Finance Mortgage Broking Service Overview

How we can help you (We do much more than just find you a loan!)

* Provide professional credit and property advice/consultation. Help you understand the current property market, different loan products, credit regulation and property law. We help you avoid pitfalls and achieve better results.

* Help you review your budget, existing finance and cash flow to find areas of potential savings and improvement. Optimise and maximise your tax and investment benefits.

* Help you understand your own financial capability and work out your borrowing capacity, without affecting your credit file. Make sure that you don’t wasting time on properties that you can't afford.

* Set up a proper loan structure for you to lay a good foundation for future property investment.

* Search, compare and find you a loan that best suits your situation, needs and requirements from a pool of hundreds of loan products offered by more than 30 different lenders, with best possible rates and features. Save you time and money. We know the niches that can make one lender's offering significantly more suitable for you.

* Efficiently handle the whole loan application process on your behalf, from the preparation of the loan application to the settlement of your property. We also keep you updated about your loan progress promptly and regularly.

* If applicable, help you set up Self Managed Superannuation Fund (SMSF) and arrange proper finance for your SMSF to purchase investment properties.

* Provide advice on wealth creation through property investment. Help you with property-related matters and assist you to build your investment property porfolio.

The above services that we provide are free for new/existing residential property buyers or people who construct residential properties. Our mortgage services will save you time, money and hassle.

Complimentary Services

We provide the following complimentary services to you when assisting your home loan application.

1. Free local area property reports to help you understand the property market.

2. Free assessment of the fair market value of an existing residential property. If you are interested in a particular existing residential property, we can provide you with a free independent desktop valuation report for the property, provided by RP Data. This report will help you better understand the property and the associated suburb, and can help you negotiate a fair price for the property at private sale or auction.

Click to see sample property desktop valuation report.

* Unhappy with the feature or interest rate of your current home loan?

* Want to consolidate debts and/or reducet interest repayments?

* Want to utilise your asset (property equity) to create wealth?

If yes to any of the above questions, contact us to do an obligation-free existing Home Loan Health Check! We aim to provide you with best possible solutions and help you improve your overall financial situation based on the thorough understanding of your circumstances and needs.